Credit Portfolio Analyst - Job at First Mid Bank & Trust in Mattoon, IL

Credit Portfolio Analyst

Mattoon, IL

Posted 6 days ago

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Job Description

Position: Credit Portfolio Analyst

Location:

Mattoon, IL

Job Id: 3575

# of Openings: 1

Responsible for completion of financial analyses for commercial and ag loan relationships and activities related to the oversight and monitoring of the commercial loan portfolio.

Responsibilities include, but are not limited to:

Perform financial statement reviews on existing and prospective commercial and ag loan relationships. Monitors adherence to lending policies for existing and prospective relationships.
Create professional financial analysis presentations for review by lending personnel and makes risk grade recommendations
Compiles data to complete industry and peer financial analyses.
Perform financial statement reviews on existing and potential Bank vendors.
Calculate and analyze financial ratios to monitor borrower compliance with business loan agreements.
Calculate and analyze borrowing base advancement and line of credit availability to monitor the borrower's compliance with business loan agreements based upon the borrower provided financials.
Ensure procedures for out of compliance covenants and borrowing bases are followed according to Policy.
Provide reports to Loan Administration Committee on a monthly and quarterly basis.
Complete training associated with job function.
Other duties and special projects as assigned.

Qualifications

Education/Experience:

Bachelor's degree in Accounting, Finance, or Business Administration and/or commensurate banking experience.
Proficient in Microsoft Office
Formal training in Microsoft Excel preferred

Skills:

Detail oriented
Strong communication skills
Analytical in nature
Possess stronger than average time management, organization, and multi-tasking skills
Business writing skills
Comfortable in a team environment working with deadlines.

First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.

THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT

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Job Summary

Company

First Mid Bank & Trust

Start Date

As soon as possible

Employment Term and Type

Regular, Full Time

Required Education

Bachelor's Degree

Required Experience

Open